中信銀行(國際)有限公司招聘
China CITIC Bank International Limited
China CITIC Bank International Limited ("CNCBI"), a major offshore platform of commercial banking business of the CITIC Group, is 75%-owned by CITIC International Financial Holdings Limited ("CIFH"), which in turn is a wholly-owned subsidiary of China CITIC Bank Corporation Limited ("CNCB").
China CITIC Bank International's footprint in Greater China includes 24 branches and two business banking centres in Hong Kong, as well as presence in Beijing, Shanghai, Shenzhen and Macau, and overseas branches in New York, Los Angeles and Singapore.
Across a century, China CITIC Bank International has grown together with its employees, customers and partners since 1922 and will continue to move towards its vision of "Agile. Professional. Simple." in adherence to the 4C (Culture, Customer, Collaboration, Cyberspace) core values while driving actively its missions to "create value for customers, seek happiness for employees, make profit for shareholders, perform responsibility for society".
More information about China CITIC Bank International can be found on its website at www.cncbinternational.com
Relationship Manager / Senior Relationship Manager, Corporate Banking (Execution Relationship Manager)
Job Responsibilities:
Pair up with designated MRMs in soliciting and developing corporate banking business; achieve assigned business targets, if any.
Perform credit analysis, structure credit proposals aligned with risk standards with understanding of the client’s strategic and financial objectives / needs.
Take care of post-approval and post-lending account management and credit monitoring.
Review loan documentation and financial reports.
Collaborate with Services Officers to provide the best customer experience to clients.
Adhere to prevailing risk and compliance requirements, bank policies and procedures, and applicable local and regional regulations, follow through initiatives with attention to details.
Comply with anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.
Requirements:
Degree holder in Business Administration or related disciplines.
Minimum 3-5 years of experience in credit, marketing and relationship management in corporate banking, preferably gained from international banking environment.
Formal credit analysis training will be an advantage.
Good analytical and interpersonal skills.
Good command of written and spoken English and Chinese (including Putonghua).
Possess the required qualifications and license under SFC for dealing in securities will be an advantage.
Possess the qualification of Certified Credit Risk Management Professional (Commercial Lending) (CCRP(CL)) preferred.
(Candidates with more experience could be considered for the position of Assistant Vice President.)
Assistant Vice President / Vice President, Corporate Banking (Marketing Relationship Manager)
Job Responsibilities:
Solicit and develop corporate banking business while maintaining credit quality.
Explore new business opportunities and develop new accounts independently.
Proactively participate in the marketing of corporate financial services in the areas of corporate lending, structured transactions, syndication, trade and cash management, treasury, insurance and other financial products.
Work proactively with Product Teams on cross-selling the Bank’s products.
Maintain good account relationship with existing and potential corporate banking clients.
Adhere to prevailing risk and compliance requirements, bank policies and procedures and applicable local and regional regulations, to achieve set targets and standards.
For Vice President, assist Team Head in coaching and supervising junior team members and supporting staff.
Comply with anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.
Requirements:
Degree holder in Business Administration or related disciplines.
Minimum 4-5 years of experience for AVP and 6-8 years for VP in marketing and relationship management in corporate banking, preferably gained from international banking environment.
Good forward planning and result oriented.
Good analytical and interpersonal skills.
Good command of written and spoken English and Chinese (including Putonghua).
Possess the required qualifications and license under SFC for dealing in securities will be an advantage.
Possess the qualification of Certified Credit Risk Management Professional (Commercial Lending) (CCRP(CL)) preferred.
Willing to travel frequently to PRC
Vice President, Risk Management, Macau Branch
Job Responsibilities:
Establish local risk policy and procedures, risk monitoring mechanisms for the Branch.
Ensure full compliance of all relevant regulations to maintain the credit-worthiness and status of the Bank.
Ensure full compliance of Risk Policies and Guidelines adopted by the Bank.
Liaison with Head Office to ensure a consistent risk approach and implementation of RMG initiatives.
Manage credit risk on an on-going basis; act as the ultimate gate-keeper for credit exposure on behalf of the Branch and Head Office.
Conduct due diligence credit assessment on proposals submitted by Business Unit.
Seek legal advice and conduct relevant study to ensure bankability and enforceability of facility terms as well as legal documents.
Promote strong asset quality and establish a strong credit culture through adherence of Group Credit Policies and Lending Guidelines.
Prepare regular reports on credit and market risk information and communicate the information to Head Office.
Provide guidance and training to team members and Corporate Banking team on risk management issues, facility structuring and mitigation.
Research and analyze economic issues and financial data in providing guidance to the Branch in making investment decisions.
Ensure all risk decisions well communicated in an effective and timely manner.
Provide updates to the respective functions on changes in risk management requirements from Head Office and/or changes in regulatory requirements relating to credit and other risks.
Co-manage communicates with regulators and auditors.
Perform other tasks as assigned by General Manager, Macau Branch
Implement and comply with anti-money laundering policies and relevant procedures.
Support frontline and adhere to anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.
Requirements:
1. Education Qualification
Degree holder in Banking & Finance, Risk Management or related discipline.
2. Working Experiences
Typically requires 5+ years of working experience in local market in credit analysis and operational risk management, familiar with local economy, industries, enterprises and local regulatory expectations.
3. Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License
Certification in credit analysis related knowledge is preferred.
Certification in compliance related knowledge is preferred.
4. Business Knowledge
Adequate knowledge in commercial banking products, including bilateral and syndication loans, real estate finance, and Treasury business related counterparty credit limits, etc.
Operational risk knowledge and experiences to handle branch operational risk events and incidents.
